SMC University: Bachelor in IT Security

General Information

The Accelerated Online Bachelor in IT-Security (BBA in IT-Security) is a focused distance learning degree program (online) that develops a thorough understanding of IT-Security in its manifold aspects. Delivered via eLearning it is ideal for candidates with practical experience who do not possess the appropriate academic qualifications, aiming to obtain them by expanding and formalizing knowledge in the various fields of IT-Security. The program is strongly oriented towards practical application, rather than theory. It is a combination of academic content adapted for the experienced working professional, coupled with extensive academic and industry related exposure. Graduates of this program may advance into SMC’s accredited online MBA program.

Program Design

The curriculum is a-la-carte. It’s portfolio of courses serves as the basis for establishing an individual academic plan, which is aligned with your previous academic credentials and professional experience. You will receive credits in all the fields where you can prove evident formalized knowledge, skill, and competence. In fields with related business experience, you will pursue the final exams only. The remaining courses will be pursued as normal.

Program Cost

As a student in the SMC Bachelor in Business Administration program, you do not need to worry about student debt. We are here to help you do the math and figure out the best payment plan aligned with your situation.

The tuition is payable monthly and amounts to just €120 per month for the duration of your studies. Alternatively you may also choose to settle the entire tuition in a single payment of €990.

The minimum number of chargeable months for graduation is 15 months.

Therefore, we offer two options:

Option 1: €120/Month or Option 2: One single payment of €990 (no further costs apply)

The tuition can be settled via our payment partner (Paypal & WorldPay) or by bank transfer.

Application Process

• Prepare the following documents for upload:

  Curriculum Vitae (CV)
  High School Diploma
  Passport Copy

• Submit the online application form
• Application review and then you will receive a response within 2 working days
• Enrollment

New intake is ongoing...book your place today!

Request for the course catalogue & introduction by sending the following details "Name, Email, Phone, Age, Country" to our International representative below: 

Bassey Sam

mobile: +2348095041227, +2347055741997

email: basseysam@outlook.com

Swiss Banks & Gold will rise again

European Austerity doesn't work
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Disappointing PMI data from Germany confirms that the European slowdown continues and not just in southern Europe.
Austerity combined with limited access to credit by SME will only result in prolonged no-growth and higher unemployment. The continuous jobs reduction from European businesses (now at the 16th consecutive month) will likely push the 12% unemployment rate higher.

Central to the problem is also the financing disparity of European SMEs (that accounts for 98% of euro-zone companies
and 75% of employment). On a five year loan German and French SME will pay 3.5% vs. 6% in Spain or Italy (GS data). This cannot be easily solved by the ECB.

Europe needs a set of pro-growth policy that will ensure that cheap money is not just available to banks but is properly transmitted to SME. Austerity will not simply kill growth and make many of the European countries uncompetitive.

Gold will rise again
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I view the recent drop in Gold as a buying opportunity especially for these portfolios that have little or no gold component. Physical gold sales (e.g. Golden Eagle coins sales surged eight fold vs. the same month last year) are seeing increased demand while "paper gold" in the form of futures and new investment vehicles like ETFs created an higher level of volatility. It is now much more easier to react and sell gold in the case of rumours, founded or otherwise, that a central bank is around to sell a large amount of Gold in the market.

Gold will reach, in time, new highs but investors should be prepared to higher volatility. Further drops will likely be followed by new physical demand both by investors and central banks.

European Equities: Opportunities
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Despite the various issues that Europe has European equities remain relatively cheap. Given that only 46% of the revenue of the companies in the MSCI Europe is actually linked to Europe investors can still benefit from global companies based in Europe that present attractive valuations. For instance, given the recent improvement of the political situation in Italy, the Italian market might present some interesting opportunities. This is particularly true for global "made in Italy" brands like luxury makers. (e.g. Prada, Ferragamo, Cuccinelli).

In Short
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- The European slowdown will continue as Austerity will only fuel a no-growth, high unemployment environment. Pro-growth measures are needed quickly.
- Gold will rise again and the current lower pricing is a good buying opportunity especially for physical gold.
- Despite the no-growth environment European equities are still attractive

The End of Swiss Banking Secrecy?

The End of Swiss Banking Secrecy ?
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The Swiss government proposed bill to allow banks to share clients data with the U.S. received a setback with the parliamentary committee rejection of the draft.
Today's vote by the upper house will probably decide the future of Swiss banking secrecy. Both bankers and Cantonal financial directors are supporting the agreement as a rejection could lead to criminal indictments for some Swiss banks with obviously a very bad impact to business.

With very limited information available it is however clear that one of the historical competitive advantages of Swiss banks is going to be impacted. The main issue is if the acceptance of some unilateral conditions will set an important precedence that might lead to the end of Swiss banking secrecy.

In my view several Swiss major banks have already adapted their business model by leveraging their competitiveness on security and stability and by refocusing on high growth area like Asia but with a very fierce competition the loss of secrecy might have a negative impact to business.

A recent drop on several Swiss banks might still be a buying opportunity, especially for these banks that have already successfully changed their business model.

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